What Is Xactimate?
Xactimate is the estimating software most insurance carriers and their adjusters use to price roof claims. The line items, material allowances, and depreciation in a carrier's Summary of Damages are typically generated in Xactimate at the regional price levels the carrier sets. Zilker Roofing reads the Xactimate scope to confirm it reflects the real condition of the roof and to identify code-required or missed items that may warrant a supplement, acting as the roofing contractor and not as a public adjuster. The homeowner and their carrier control the claim.
Important Distinction
Note: Xactimate is the carrier's estimating tool, not a Zilker Roofing product or a price guarantee.
Dealing with this on your own roof? Call (512) 893-7663 or get an instant online quote — Zilker Roofing inspects before recommending. Honest assessment, no pressure.
Also Known As
These are the search terms and phrases that commonly refer to this topic, so you can find it however you describe it.
How Xactimate Relates to Other Topics
Xactimate is the estimating tool behind the carrier scope in an insurance-covered replacement.
A Summary of Damages is typically generated in Xactimate, the carrier estimating platform.
Supplements are submitted as additional Xactimate line items for the carrier to approve.
Related To Xactimate
Xactimate prices roofs in squares plus a waste factor for cuts, valleys, and ridges - so when a contractor's measurement and the carrier's disagree, the argument is usually over squares and waste, not unit prices.
On an insurance-paid replacement the carrier's scope is typically built in Xactimate; reconciling that scope line by line against the contractor's own line-item estimate is how a homeowner sees whether two numbers describe the same roof.
Questions about Xactimate?
Zilker Roofing inspects before recommending. Honest assessment, no pressure.