Insurance Concept

Supplement

Additional approved scope items submitted to the carrier after the initial Summary of Damages — used when the original estimate didn't capture all necessary work.

What Is a Supplement?

A supplement is a formal request to the insurance carrier to approve additional line items not included in the original Summary of Damages. Common supplements in roofing include code upgrades, ice and water shield, permit fees, drip edge, and additional material costs. Supplements are submitted to the carrier for approval before the additional work is added to the approved scope.

Also Known As

supplemental claimsupplement requestinsurance supplementadditional claim itemsXactimate supplement

These are the search terms and phrases that commonly refer to this topic, so you can find it however you describe it.

How Supplement Relates to Other Topics

A supplement is an additional scope submission to the insurance carrier after the initial Summary of Damages — used when necessary work was not included in the original approved scope. Understanding supplements is part of navigating the insurance claim process.

Leads to: Roof Insurance Claim Process EXPLAINS

A supplement request references and builds on the original Summary of Damages, adding line items the adjuster did not include in the initial approved scope.

Related: Summary of Damages RELATED TO

A supplement requests carrier approval for items missed in the initial estimate — a routine part of an accurate insurance restoration.

Leads to: Insurance Restoration EXPLAINS

Related To Supplement

Code-required upgrades are a common item submitted to the carrier as a claim supplement.

From: Code Upgrade RELATED TO

Supplements are submitted as additional Xactimate line items for the carrier to approve.

From: Xactimate RELATED TO

Questions about Supplement?

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