What Is a Code Upgrade?
A code upgrade (also called ordinance and law coverage or code compliance upgrade) occurs when local building codes require improvements beyond restoring the roof to its pre-loss condition. Common code upgrades — depending on the local jurisdiction — include upgrading to code-compliant ventilation, installing drip edge, and meeting current decking and fastening requirements. Code upgrades are often covered under a separate insurance endorsement.
Also Known As
These are the search terms and phrases that commonly refer to this topic, so you can find it however you describe it.
How Code Upgrade Relates to Other Topics
Code-required upgrades are a common item submitted to the carrier as a claim supplement.
When a roof replacement is triggered by an insurance claim, local building codes may require upgrades beyond like-for-like replacement — including drip edge, ice and water shield, or updated ventilation. These code upgrades are often covered under a separate ordinance and law endorsement.
Related To Code Upgrade
Where local building codes require upgrades beyond like-for-like, ordinance-and-law code upgrade coverage may apply to an insurance replacement.
Permitted roof work must meet current building code, which can trigger required code upgrades.
A replacement may require code-compliant upgrades such as ventilation, drip edge, and decking, depending on the local jurisdiction.
Questions about Code Upgrade?
Zilker Roofing inspects before recommending. Honest assessment, no pressure.