What Is Assignment of Benefits?
Assignment of Benefits (AOB) is a contractual arrangement where the homeowner signs over their insurance policy benefits to a third party (typically a contractor). This removes the homeowner from control of their own claim. AOB has been associated with claim abuse and inflated invoices. Texas has implemented restrictions on AOB in insurance contracts. Zilker Roofing does not use AOB contracts — homeowners remain the policyholder at all times.
Important Distinction
Note: Zilker Roofing explicitly does not use AOB contracts — the homeowner remains the policyholder, in control of their claim, at all times.
Also Known As
These are the search terms and phrases that commonly refer to this topic, so you can find it however you describe it.
How Assignment of Benefits Relates to Other Topics
Assignment of Benefits (AOB) is a contractual mechanism in the insurance claim process that transfers the homeowner's claim rights to a contractor. Understanding what AOB is — and why to avoid it — is important when navigating a roof insurance claim.
An assignment of benefits transfers a homeowner’s insurance claim rights to a contractor — a concept homeowners may encounter when comparing insurance restoration providers.
Questions about Assignment of Benefits?
Zilker Roofing inspects before recommending. Honest assessment, no pressure.