Damage Type

Hail Damage

Damage to roofing materials, gutters, skylights, and soft metals caused by hailstones — may or may not result in a claimable loss depending on size and coverage.

What Is Hail Damage?

Hail damage to a roof can affect shingles (spatter marks, granule loss, bruising), soft metals (gutters, vents, flashing), skylights, and siding. Not all hail events cause claimable damage — the hailstone must be large enough to damage the roofing material, and repair costs must exceed the deductible for a claim to make financial sense. A professional roof inspection after any hail event is the first step to understanding whether a claim is warranted.

Also Known As

hail damage roofstorm damage roofhail impacthail bruisehail spatter

These are the search terms and phrases that commonly refer to this topic, so you can find it however you describe it.

How Hail Damage Relates to Other Topics

Suspected hail damage should be evaluated through a roof inspection to determine whether shingles, soft metals, vents, or flashing were affected.

Leads to: Roof Inspection CAN LEAD TO

Hail damage and wind damage are the two most common storm-related insurance claims for Austin-area roofs. They often occur in the same storm event and may both need to be documented in the same inspection.

Related: Wind Damage RELATED TO

Hail damage that exceeds the deductible and is documented in a roof inspection can lead to an insurance restoration claim.

Leads to: Insurance Restoration CAN LEAD TO

Localized hail bruising or a few damaged shingles can be addressed with a targeted repair when the rest of the roof is sound — the inspection determines which.

Leads to: Roof Repair CAN LEAD TO

Widespread hail bruising across the roof field typically warrants full replacement rather than spot repairs — the inspection determines which.

Leads to: Roof Replacement CAN LEAD TO

Related To Hail Damage

Hail damage is one common form of storm damage affecting Austin-area roofs.

From: Storm Damage RELATED TO

Questions about Hail Damage?

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