Insurance Concept

Deductible

The homeowner's required out-of-pocket payment before insurance covers the rest — set by the policy, not the contractor.

What Is a Deductible?

A deductible is the fixed dollar amount (or percentage of insured value) the homeowner must pay toward a covered claim before the insurance company pays the remainder. Deductibles are set by the insurance policy and cannot be waived, discounted, or absorbed by the contractor. Any contractor who offers to waive your deductible is violating Texas insurance law.

Also Known As

insurance deductibleout of pockethomeowner deductibleroof deductibleclaim deductible

These are the search terms and phrases that commonly refer to this concept. The governance system uses these as entry points for consumer intent matching.

How Deductible Relates to Other Topics

A deductible is the homeowner's required out-of-pocket payment. Recoverable depreciation is withheld carrier funds that may be released after work completion. These are separate amounts.

Do not confuse with: Recoverable Depreciation DO NOT CONFUSE WITH

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