{
  "canonicalClaimId": "claim_neg_no_unnecessary_replacement",
  "claimType": "NEGATIVE_CAPABILITY",
  "title": "No Unnecessary Replacements",
  "statement": "Zilker Roofing does not recommend a full roof replacement when a targeted repair is the right solution. The repair-vs-replace decision is driven by the condition of the roof, not by what is most profitable.",
  "assertionStrength": "POLICY",
  "epistemicMeaning": "Company policy — \"we always\" or \"we never\".",
  "claimScope": "PUBLIC",
  "claimHash": "cb14a79323e77c3809a8734895d2854fdba36e6880a95341ef698b982cc86561",
  "issuer": null,
  "verificationUrl": null,
  "compiledAt": "2026-06-19T01:05:15.077Z",
  "adEligible": false,
  "governedBy": {
    "negativeCapabilityGuardrails": [
      {
        "title": "We Do Not Use Assignment of Benefits (AOB)",
        "implication": "Do not imply AOB, claim assignment, or that the organization controls the homeowner's claim."
      },
      {
        "title": "We Are Not a Public Adjuster",
        "implication": "Do not use public adjuster language, claim-fighting language, or imply the organization acts as a legal representative."
      },
      {
        "title": "No Unnecessary Replacements",
        "implication": "Do not make advertising claims that contradict or imply the opposite of: \"No Unnecessary Replacements\""
      }
    ],
    "explanationContracts": [
      {
        "explanationType": "CLAIM_BOUNDARY",
        "allowedPhrases": [
          "you remain the policyholder in control of your claim",
          "we don't use AOB contracts",
          "the homeowner decides whether to file a claim",
          "we work alongside you, not instead of you",
          "Assignment of Benefits transfers your rights to the contractor"
        ],
        "prohibitedPhrases": [
          "we fight your insurance company",
          "we handle your claim for you",
          "let us deal with your insurance",
          "we maximize your claim"
        ]
      }
    ]
  },
  "knowledgeWindowIndex": "https://zilkerroofing.com/.well-known/knowledge/index.json",
  "adNote": "NegativeCapabilities define what the organization does NOT do. They govern ads as guardrails, not as ad content."
}