{
  "canonicalClaimId": "claim_neg_no_insurance_assignment",
  "claimType": "NEGATIVE_CAPABILITY",
  "title": "We Do Not Use Assignment of Benefits (AOB)",
  "statement": "Zilker Roofing does not use Assignment of Benefits contracts. The homeowner remains the policyholder in control of their claim at all times. We never ask customers to sign over their insurance rights to us.",
  "assertionStrength": "POLICY",
  "epistemicMeaning": "Company policy — \"we always\" or \"we never\".",
  "claimScope": "PUBLIC",
  "scope": "PUBLIC",
  "slug": "no-insurance-assignment",
  "name": "We Do Not Use Assignment of Benefits (AOB)",
  "canonicalValue": "{\"assertionStrength\":\"POLICY\",\"canonicalClaimId\":\"claim_neg_no_insurance_assignment\",\"scope\":\"PUBLIC\",\"slug\":\"no-insurance-assignment\",\"statement\":\"Zilker Roofing does not use Assignment of Benefits contracts. The homeowner remains the policyholder in control of their claim at all times. We never ask customers to sign over their insurance rights to us.\"}",
  "claimHash": "81a0db3073351f99f84f4f34391f835093cfd1b743c259da646dbe41562bd2da",
  "issuer": null,
  "verificationUrl": null,
  "compiledAt": "2026-07-27T20:23:00.367Z",
  "governedBy": {
    "negativeCapabilityGuardrails": [
      {
        "title": "We Do Not Use Assignment of Benefits (AOB)",
        "implication": "Do not imply AOB, claim assignment, or that the organization controls the homeowner's claim."
      },
      {
        "title": "We Are Not a Public Adjuster",
        "implication": "Do not use public adjuster language, claim-fighting language, or imply the organization acts as a legal representative."
      },
      {
        "title": "No Unnecessary Replacements",
        "implication": "Do not make advertising claims that contradict or imply the opposite of: \"No Unnecessary Replacements\""
      }
    ]
  },
  "knowledgeWindowIndex": "https://zilkerroofing.com/.well-known/knowledge/index.json"
}